Loans · 07/25/2023

The latest survey by the New York Fed reveals that the rejection rate for credit applications has widely increased across various types of loans in the U.S., particularly for mortgages and auto loans. Applicants with high credit scores are less affected, while rising borrowing costs have pressured Americans' willingness to take out loans.

Loans · 07/18/2025

This article explores the various types of small business loans required by immigrants in the U.S. for entrepreneurship, including term loans, SBA loans, and business lines of credit. Each loan type has its unique advantages and disadvantages. Understanding the eligibility requirements and application processes for these loans helps immigrant business owners better seize financing opportunities to achieve their entrepreneurial dreams.

Loans · 07/21/2025

This article provides a detailed overview of the steps involved in obtaining a home loan in the USA, including preparing documentation, choosing loan types, property appraisal, loan approval and signing, disbursal, and repayment. It aims to help homebuyers clearly understand the entire loan process and make informed decisions. The article also discusses the features, advantages, disadvantages, and target audiences of different loan options, assisting readers in selecting the most suitable mortgage plan based on their financial circumstances.

Education · 07/17/2025

The LSAT is a crucial exam for law school admission. This article provides a detailed analysis of the LSAT's content, schedule, target audience, preparation materials, and registration process. It aims to assist applicants in better preparing for the exam and successfully gaining entry into law school. Understanding information about the LSAT is essential for the law school application process.

Transportation · 07/17/2025

This article provides essential knowledge for driving in the United States, covering topics such as license application, traffic regulations, vehicle insurance, and purchasing guidance. Requirements for driving age and license applications vary by state, with many allowing undocumented immigrants to apply for a license. The article emphasizes the importance of obeying traffic rules and safe driving practices, offering practical information and advice for new drivers. Understanding these

Travel · 07/28/2025

It is crucial to understand your rights when interacting with Customs and Border Protection. Whether you are a citizen, permanent resident, or visa holder, you should know how to protect your legal rights upon entry, including the right to remain silent, refuse to sign inappropriate documents, and seek asylum.

Finance · 07/17/2025

This article analyzes bank accounts in the United States, focusing on checking and savings accounts. It covers the requirements for opening these accounts and the factors to consider when selecting a bank.

Job Search · 07/28/2025

This article explores how to enhance job search competitiveness by building a high-quality list of recommendation letters. It emphasizes the importance of selecting suitable recommenders, communicating in advance, and providing effective information. A strong recommendation letter can give job seekers an advantage and pave the way for successful applications.

Lawyers · 08/06/2025

This article outlines the process and requirements for a U.S. citizen to apply for immigration on behalf of their parents. It covers visa applications, the importance of proving familial relationships, and special considerations for unique circumstances. The article aims to guide readers through the specific steps to obtain U.S. permanent residency.

Education · 11/26/2025

This article highlights prime real estate opportunities in Bangkok, Dubai, and Atlanta, featuring boutique apartments, golf communities, and downtown condos. Catering to investors with budgets between 1 million and 3 million RMB, it offers diverse options for overseas property investment. These projects boast appreciation potential and attractive rental yields, along with advantages in property ownership and visa facilitation.

Job Search · 07/18/2025

The U.S. Citizenship and Immigration Services has announced that the H-1B lottery for fiscal year 2026 is fully subscribed, and there will be no additional draws. Many applicants who were not selected face new challenges. Despite the disappointment, there are several strategies to consider, including looking for exemption visas and exploring other visa options, to seek new opportunities for studying and working in the U.S.

Education · 07/21/2025

Since March 2025, international students in the United States have faced the sudden termination of their SEVIS records, resulting in thousands of students unexpectedly losing their legal status without formal notification. This crisis has led to multiple issues, including the inability to register for courses, loss of internship eligibility, and visa revocation. The impact on students' academic progress and mental health has been severe, prompting widespread legal actions and social concern.

Insurance · 07/21/2025

The high cost of healthcare in the United States makes it crucial for F1 visa students to select appropriate health insurance. This article discusses the types of health insurance available, the process of visiting doctors, the use of emergency rooms, and the coverage of dental insurance. It emphasizes the importance of understanding insurance details so that students can effectively manage medical expenses and receive timely medical services during their stay in the US.

Apartment Rental · 07/17/2025

When searching for housing near Loyola University in Chicago, it's crucial to clarify your budget, choose the right type and location of accommodation, and pay attention to safety and amenities. Additionally, understanding lease terms and visa policies, as well as seeking references, will help you find a place that meets your needs and ensures a positive living experience. Mastering these elements will allow you to achieve a perfect balance between your studies and life.

Social Networking · 05/12/2022

Japan is easing its immigration policies to address its labor shortage, with the first 'Specified Skilled Worker (ii)' visa issued to a Chinese citizen. This policy shift lowers the barriers to immigration, attracting a significant influx of Chinese workers. However, opportunities and challenges coexist. Immigrants need to rationally assess the situation and be fully prepared for the realities of living and working in Japan. Careful planning and realistic expectations are crucial for a successful transition.